If you disagree with or do not understand any part of the terms provided here, you may not access the Site or any of its Services.
Restrictions on Use
You must not post, send or otherwise transmit to or through the Site any unlawful, infringing, harmful, harassing, defamatory, threatening, vulgar, sexually explicit, racist, violent, immoral, religiously offensive, hateful or otherwise objectionable material of any kind, any material that exploits children or is invasive of or in breach of another person’s privacy or other rights or any material that EDUC4ALL in its sole discretion does not wish posted or transmitted on the website or mobile application; defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others; upload or otherwise make available, files that contain images, software or other material protected by intellectual property laws, including without limitation copyright, patents, designs or trademark laws and rights of confidentiality, publicity and privacy unless you own or control the rights thereto or have received all necessary authorizations to do the same; misrepresent your identity or affiliation in any way; engage in deceptive online marketing; violate any applicable laws or regulations; or assist or permit any persons in engaging in any of the activities described above.
Account Registration and Access
In order to use some of the features on the Site, you will need to create an account and provide information about yourself. When you register for an account or apply for a loan or use any of the Services provided on this Site and/or by EDUC4ALL, you agree to provide current, complete, and accurate information about yourself. If any information you provide is untrue, inaccurate, not current, or incomplete, we have the right to cancel your registration, reject any application you have submitted, terminate any agreement we have with you, and restrict your future use of the Site and our Services. We reserve the right to reject any registration and/or decline any application for a loan or investment.
You are responsible for maintaining the confidentiality of your account, password, and login credentials. You are also responsible for all activities that occur in connection with your account. You agree to notify us immediately of any unauthorized use of your account, password, or any breach of security.
EDUC4ALL may terminate or suspend your account or ability to use the Site, in whole or in part, at its sole discretion, for any or no reason, and without notice or liability of any kind. Any such termination or suspension can prevent you from accessing your account, the Site, content, or any other related information.
You may terminate your account at any time by closing it and discontinuing your use of any and all parts of the Site. If you close your account, EDUC4ALL may continue to display your previously published content and is under no obligation to remove any of your content unless you specifically request EDUC4ALL in writing to remove your content.
Collection and Use of Personal Information
At times, documents, notices, or reports may be delivered to you offline or electronically, through the contact details you provide us during your use of the Site and/or our Services, such as address, e-mail address, phone number, or social media account/s. It is your sole responsibility to update EDUC4ALL with your current contact details; EDUC4ALL shall not be liable for any loss or damage for failure to receive notices.
Disclosure to Third Parties
You agree that EDUC4ALL may make your personal information available to partners that work with EDUC4ALL. Partners may include individual and institutional funders, referral partners, or third-party partners, any or all of which may provide products and services to EDUC4ALL or help EDUC4ALL market to partner funders and institutions. Your personal information will only be shared by EDUC4ALL to funders and/or referral partners to improve its products, portfolio, or services, or to provide relevant portfolio reports. Further, your personal information will only be shared by EDUC4ALL to third-party partners to verify your information, provide or improve its products, services and advertising; such information will not be shared in any case with third parties or partners for any other purpose.
The Site, Application, Services, and collective content are protected by copyright, trademark, and other laws of the Republic of the Philippines. You acknowledge and agree that the Site, Application, Services and collective content, including all associated intellectual property rights, are the exclusive property of EDUC4ALL You may not use, copy, reproduce, republish, upload, post, transmit, distribute or modify the Marks in any way, including in advertising or publicity pertaining to distribution of materials on this Site, without our prior written consent. Trademarks, service marks, logos, trade names and any other proprietary designations of third parties used on or in connection with the Site or Services are used for identification purposes only and may be the property of their respective owners. As a user, you understand and agree that you are bound by these Terms on Intellectual Property.
Modification of Terms
Links to Other Websites
Our Service may contain links to third party websites or services that are not owned or controlled by EDUC4ALL. EDUC4ALL has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that EDUC4ALL shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such websites or services.
Limitations on Liability
EDUC4ALL specifically disclaims any liability and in no event shall EDUC4ALL, its officers, directors, shareholders, or employees be liable for any direct, indirect, incidental, consequential, punitive, or special damages or any other damages of any kind, including but not limited to loss of use, loss of profits or loss of data, whether in an action in contract, tort, strict liability or otherwise (including but not limited to negligence), arising out of or in any way connected with access to or use of this Site and/or Services and even if EDUC4ALL has been advised of the possibility of such damages, including liability associated with any viruses, macros, or other disabling software that may infect your computer equipment. You specifically acknowledge that EDUC4ALL shall not be liable for user submissions or the defamatory, offensive or illegal conduct of any third party and that the risk of harm or damage from the foregoing rests entirely with you.
Warranties and Representations
By using this Site and/or Services, you are solely responsible for all of your communications and interactions with other users and members of the Site or Services and with other persons with whom you communicate or interact as a result of your use of the Site or Services. You agree to take reasonable precautions in all communications and interactions with other users of the Site or Services and with other persons with whom you communicate or interact as a result of your use of the Site or Services, particularly if you decide to meet outside the premises of this Site or Service. EDUC4ALL explicitly disclaims all liability for any act or omission of any guest or other third party.
EDUC4ALL does not represent or warrant that this Site or Service are free of viruses or other harmful components, and you bear the entire risk of losses or damages that you may incur or suffer as a result of any use of or visit to this Site. EDUC4ALL does not guarantee continuous, uninterrupted, error-free or secure access to this Site or Service, since the operation of this Site may be interfered with by numerous factors outside of our control.
If you do not understand any of the foregoing Terms or if you have any questions or comments, we invite you to Contact Us.
InvestEd is the Philippines’ most sustainable and inclusive student loan company. We offer success loans to students from ALL socio-economic classes and believe that opportunity to succeed should always be paid forward to those who don’t have it.