InvestEd Story


The Challenge

Economic growth

Inclusive Economic Growth

The Philippine economy is projected to be the 16th biggest economy by 2050. Despite this impressive economic growth, it has fallen short from being inclusive, with a lot of Filipino families left behind and stuck in poverty. According to the Philippine Statistics Authority, more than 52% of the Philippine population are considered low-income to poor and for most of these families, the only way out of poverty is a college degree.

Graduation cap

The College Access and Completion Problem

A college degree is essential for economic mobility and is often the only way out of poverty. According to the World Bank, each additional year of education is associated with about 30% higher income per capita. Yet students from low-income families face a vicious cycle - they struggle to earn a college degree due to their lack of financial capacity.

  • An ordinary student in a public university would need at least Php 59,000 annually to properly focus in school. Unfortunately, the typical low-income family has an annual household income of Php 190,000 or less and an average of 4 children (Philippine Statistics Authority, 2013).
  • 40% of high school graduates do not pursue higher education because they cannot afford it. For those who go on to college, an estimated 600,000 drop out annually due to financial reasons (Department of Education, 2013)
  • Financial problems are the leading cause for students dropping out of college (Philippine Statistics Authority, 2013).
Invested people

InvestEd's Solution

To change the dynamics of college access and completion for low-income students, InvestEd targets the root cause: the absence of inclusive financial aid. InvestEd does this by leveraging the power of technology in order to reach the unbanked youth and operate at costs much lower than traditional financial institutions. This allows us to provide accessible student loan services that come with a training program (Investee Success Program) and competitive rates of 35% per annum, compared to the standard 50-82% from other microlenders.

The Investee Success Program

All student borrowers undergo physical and virtual coaching sessions which seeks to prepare them for repayment and future success.

Five year plan

The Five Year Vision

Personal development training to help investees envision their five year personal and employment goals.

Timeline: Sembreak before last semester

End output: Employment goals

Dream job

Getting Your Dream Job

Providing an employer network for our Investees' job security and coaching them on job search and career development.

Timeline: Mid semester

End output: Employment action plans

Financial goals

Setting Financial Goals

Equipping Investees with skills and tools of financial literacy and providing them with convenient loan repayment options.

Timeline: Post final examinations

End output: Financial goals and action plans



of Investees are the first in their family to attend college


All Employed Investees have salaries above the NCR Minimum Wage

44 days

to employment vs national average of 130 days (CHED)

Alvin glenn rectangle

"Sobrang laking factor ng InvestEd kung bakit ako nagtatrabaho ngayon."

BS Information Technology
Rio marie circle

"Doon sa seminar sa resume, narealize ko na pinag-iisipan talaga ang ilalagay doon (sa resume). Hindi lang basta lagay nang lagay."

Rio Marie
BS Information Technology