Carmina is the CEO and Founder of InvestEd- the Philippines’ most sustainable and inclusive student loan company. Under her leadership, InvestEd has provided financial aid to hundreds of students and received more than Php 35 million in funding from individuals and institutions. Carmina has garnered numerous awards such as The Philippines’ Outstanding Women in Nation’s Service, Cartier Women’s Initiative Laureate for Southeast Asia, Obama Asia Pacific Leaders, and Dubai World Expo’s Top 120 Global Innovators.
Carmina strongly believes that education and technology for good is the key to any nation’s advancement. As a college student, she was already managing multiple scholarship funds through her youth organizations. Over the past 8 years, she has also trained more than 6,000 youth in topics of employment, financial literacy, and entrepreneurship. Carmina is also the Development Director of the Domingo Artificial Intelligence Research Center in the University of the Philippines, Los Banos- a foundation focused on AI solutions for healthcare. Carmina previously worked with Smarter Good Inc.- a firm that raises millions of dollars for social enterprises around the world. She also worked on projects with leading institutions such as Ashoka, Australian National University, Lutheran World Relief, and USAID.
After years of immersion in the problem of education financing, both locally and globally, Carmina decided it was time to start InvestEd. Her dream to this day is to see a world where opportunity to succeed is always paid forward to those who don’t have it.
Carmina has a degree in Industrial Engineering from the University of the Philippines; three certificate courses from the Asian Institute of Management on Entrepreneurship, Startup Management and Data Strategy and a Social Entrepreneurship Certificate from INSEAD.